Banks can’t create negative balances: RBI
The RBI has directed banks to stop imposing charges for non-maintenance of minimum balance once the balance in a savings account touches zero, reports Mayur Shetty. The central bank said if any bank debits charges on a SB account, creating a negative balance, customers could approach the banking ombudsman.
Delhi girl tops civil services in 1st attempt
Delhi girl Tina Dabi, all of 21 years, has topped the civil services examination (CSE) 2015 in her very first attempt. The second position, as per CSE results declared on Tuesday , was bagged by J&K domicile candidate Athar Aamir ul Safi Khan while Delhi’s Jasmeet Singh Sandhu stood third in the competitive exam for appointment to elite government services such as the IAS, IPS and IFS.
Dabi, arguably one of the youngest civil services toppers, is the second Delhi girl to top the exam in consecutive years after Ira Trivedi achieved the feat last year. A total of 12 students who received coaching at Sardar Patel Institute of Public Administration (SPIPA) have been selected for civil services. The result of the Civil Services Exam-2015 was declared on Tuesday .
The number of successful SPIPA students has dipped slightly from record 20 successful candidates last year.SPIPA officials said that for the 2015 exam, there were only 1,078 vacancies as against 1,236 the previous year.
Pulkit Garg, a native of Haryana and an officer in the Indian Railways, had come to the institute to prepare for the interview. He is an IIT graduate.Garg is ranked 27th this year.
“My advice to aspirants is, don’t rely on coaching classes alone. A lot of useful study material is now available online. I will also advise aspirants not to lose heart if they don’t make it on the first few attempts. I myself was ranked 490th in my previous attempt,“ Garg said.
Ravindra Patel, a native of Khedbrahma, is ranked 176th.Son of IPS officer DN Patel, he wishes to follow in the footsteps of his father and join the same service. Patel, who is a doctor by education, said almost all his family members are government servants and that this had encouraged him to try for the civil services.This was his third attempt at the first exam, Ravindra said.
Komal Patel, a native of Mehsana and B.Tech from DA-IICT, is 22 years old and has cleared the prestigious exam in the first attempt. Her allIndia rank is 335. She is currently in the US. However, her father told TOI that she is the first in their family who wanted to join government service. ce.
“She had got job offers after graduation but she was determined to give the civil services a shot. She had prepared hard. She had taken mathematics as subject for her main examination,“ Komal’s father said.
Other successful candidates from Gujarat include Abhilash Mishra (rank 341), Prakash Parmar (602), Amit Vasava (737), RK Vikram (743), Jaiprakash Bhamu (755), Nathabhai Nangas (991), Krunal Rathod (940) and Sudhambika R ( rank 984).
Prakash Parmar (rank 602) is a doctor and native of Su rendranagar. He said there is not enough awareness about the UPSC exams. This is why very few students from Guja rat take the exams, he said.
“I will take the exam again to improve my rank,“ he said.
SPIPA director general Vipul Mittra said that over the years, the number of aspirants from the state has increased.
“We have also increased our intake from 340 last year to 500 for the next exam. All the students are provided scholarship. We have also taken our coaching facility to various districts,“ he said. Mittra further said that SPIPA in Ahmedabad will also be upgraded this year.