With Android 6.0 Marshmallow, a new mobile payment system will be launched which is aimed at making things a little tougher for Cupertino’s Apple Pay service.
Both mobile payment services need an NFC chipset to function. It must be installed on the device in use. Even, Apple Pay and Android Pay both store card information, however, shows only a virtual card number to the other parties in a transaction as a way of maintaining user privacy.
Android Pay, according to Google, will be the future of mobile payments. But, tech experts argue that it is just another way of the many that search giant has been using to emulate the success Apple has seen in this domain over the years. Sometimes in 2014, Apple Pay came into life with the introduction of iPhone 6 Plus and 6.
Even though Apple Pay and Android Pay offer the same services to users of different mobile platforms, they also have their significant differences.
The thing users will notice first when using Apple Pay is that you must add card details to your iPhone. Which can be done with the help of a Passbook app that comes preloaded on iPhone, after the card info is added, your account will be activated. Some rumors are there that the Passbook app might soon be renamed to Apple Wallet by the company, however, there is never anything correct in Apple-based rumors unless Apple officially speaks out.
One important feature that Apple users will enjoy is the ability to use Apple Pay on devices that have no NFC chipset, for example, iPhone 5 models. If users have an Apple Watch (which has an NFC chip), users will still be able to make transactions using Apple Pay with these NFC-less devices.